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Uninsured And Underinsured Drivers

Feb. 18, 2020

Getting into a motor vehicle accident can be painful and exasperating, especially when the crash was not your fault. Medical care and auto repairs can be time-consuming and expensive.

The post-accident process can be even more frustrating when the other driver was uninsured or underinsured.

Understanding Uninsured And Underinsured Motorist Coverage

When you bought auto insurance, it included mandatory uninsured and underinsured auto coverage. At the time, you may not have given any thought to what that type of coverage does for you.

Uninsured coverage is used when the other driver does not have auto insurance. Underinsured coverage is accessed when the at-fault driver has insurance, but it's not enough to cover the damages.

Many People Do Not Seek The Policy's Benefits

The state of New York requires all drivers to carry insurance that covers uninsured and underinsured drivers. Unfortunately, many drivers do not fully understand how and when to seek payment from their policies.

An experienced attorney can analyze your accident and the insurance, and can help you get the compensation you deserve.

How To Reach Us

After an accident, it's a good idea to speak with a personal injury lawyer as soon as possible. At Nichols Law Offices, PLLC, we can help you understand your auto accident claim and what to do next. We offer free consultations. Call our Dewitt office at 315-640-4216 or contact us online.